What Should I Do About The Equifax Data Breach?
Regardless of whether your name shows up in Equifax’s list of potentially compromised customers (https://trustedidpremier.com/eligibility/eligibility.html) you should order your credit report from all three Credit Reporting Agencies and determine if you have had any unauthorized inquiries or any unauthorized credit accounts opened since May 1, 2017.
Arbitration: Did you waive your right to litigate damage claims in a court of law?
If you enrolled in Equifax’s free credit monitoring service, you have agreed to arbitrate your dispute. This means you’ve allowed Equifax to pick the person who will decide whether anyone at Equifax has done anything wrong and how much they should pay. Although Equifax has since said that this arbitration agreement does not apply to the data breach, if you want to make sure that Equifax will be held accountable for your damages in a court of law, you should immediately send the following letter: